Collection, Use and Disclosure of Personal Information
This website at NoMedicalLifeInsurance.biz (also referred to as this “Website”) is operated by Jacob Delange (“us”, or “we”), a certified agent for Canada Loyal Financial dedicated to providing no-medical life insurance from one of 18 of the top insurance and financial service providers in Canada. Our Website is used as a platform to transmit personal information to our office in respect of the insurance products we describe and market on this Website.
Prior to collecting personal information, we obtain express consent for the collection, and if applicable, use retention and/or disclosure of personal information. If the purpose of collecting such information is not immediately obvious, we advise you of the purpose prior to collection and we will only collect such information for the specific purpose as described to you.
Personal information is defined as information about an identifiable person. This information may include your full name, address, phone number, e-mail, date of birth, health and financial information.
We generally only collect personal information that we need for the purposes of processing requests for insurance quotes, and assisting you with applying for insurance products, and as otherwise required or permitted by law.
You may decline or revoke your consent to your personally identifiable information being collected, used, transmitted or disclosed for any reason. However, in doing so, we may be unable to assist you or provide you with products or services.
Interruption to service may occur, as a result we may contact you to fulfill your request.
Purpose of Information Gathering
On this Website, we collect your personal information and transmit it to our office for insurance purposes. These insurance purposes include: determination of your eligibility for an insurance product, administration of an application for insurance as well as issue and maintenance of insurance products.
Other Uses of Personal Information
We may use your personal information to offer you other products and services which may be of interest to you. You have the option to opt out of having your information used in such a manner. We do not sell your personal information to third parties for marketing purposes.
Protecting Personal Information
Physical, electronic, and procedural safeguards are in use to protect your personal information against loss, theft, unlawful copying, unwarranted disclosed, and unauthorized use or modification of information. Access to your personal information is, at all times, limited to authorized employees and agents who require access to such information for the purposes of providing you with the stated services and insurance products.
Requesting Access To Your Information
You may request access to your personal information. However, administrative fees may apply when providing you with such information. In some cases, we may be unable to provide you with access to your personal information. If such case arises, we will advise you of the reason that information cannot be released.
Accuracy of personal information
A part of our commitment to providing an expedient service, you retain the right to request corrections to any inaccurate or incomplete information that you have submitted to us.